Part I
Assessing Your Financial Fitness and Setting Goals
In this part . . .
I discuss the concepts that underlie sensible personal financial management. You find out why you didn’t know all these concepts before now (and whom to blame). Here, you undergo a (gentle) financial physical exam to diagnose your current fiscal health, and I show you how to identify where your hard-earned dollars are going. I also cover understanding and improving your credit report and scores and how to plan for and accomplish your financial goals.