Chapter 11

PCI for the Small Business

Information in this chapter:

• The Risks of Credit Card Acceptance

• New Business Considerations

• Your POS is like My POS!

• A Basic Scheme for SMB Hardening

• Case Study

One of the key issues we face with respect to PCI DSS is the sheer number of merchants that process transactions. The merchants that fall into the top reporting levels (Levels 1–3 for most payment brands) may process a significant percentage of transactions individually and when measured as a group, but the account for a tiny percentage of total merchants (indeed less than 1/100 of a percent). That means if you are reading this book there is a significant chance you are a Level 4 merchant, or another small business, and you are absolutely ...

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