Chapter 3

Why Is PCI Here?

Information in this chapter:

• What Is PCI and Who Must Comply?

• PCI DSS in Depth

• Quick Overview of PCI Requirements

• PCI DSS and Risk

• Benefits of Compliance

• Case Study

Chances are if you picked up this book, you already know something about the Payment Card Industry Data Security Standard (PCI DSS); however, you might not have a full and clear picture of PCI DSS—both the standards and its regulatory regime—and why they are here. This chapter covers everything from the conception of the cardholder protection programs by the individual card brands to the founding of the PCI Security Standards Council (PCI SSC) and PCI DSS development. It also explains the reasons for PCI DSS’s arrival that are critical in understanding ...

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