Chapter 3. Avoiding Late Fees and Overdrafts

In this chapter:

  • Finding a system that works for you

  • Choosing the best payment method

  • Minimizing bill-paying hassles

  • Learning to stick with your system

Just when you think you've finally got it together, BAM!, in comes another overdraft notice. It's enough to make you throw up your hands in defeat.

Don't despair. With all you've accomplished in the first two chapters, you're well on your way to perfecting every aspect of your financial organization. You have a system for tracking your income and expenses and for keeping your accounts balanced; add the skills and tricks you learn in this chapter and you just might make bounced checks and overdrafts a thing of the past.

In this chapter, you add to your ...

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