This week, you can
• Determine who gets a gift this year
• Get many creative and affordable gift ideas
• Save money when you go out to shop
JOHNNY, WHY DID YOU DITCH CLASS today? demands his concerned mother. “Because all my friends did, Mom,” replies Johnny. “Well, tell me this, young man, would you jump off a bridge if all your friends suggested that?!” We’ve all heard a version of this exchange as we were growing up. I’d like to suggest that just because you have friends, family members, or coworkers who are spending lavishly and going into debt this holiday season, you don’t have to follow suit. Nor do you have to feel guilty or explain yourself. It’s never prudent to compromise what is best for your long-term financial ...