Disability and Long-Term Care Coverage
This week, you can
• Decide if you need disability insurance and how much coverage is adequate
• Consider the value of long-term care insurance for you and loved ones
WHEN WE’RE HEALTHY, IT’S HARD to fathom being sick, unable to work, or incapacitated. I’ve had the experience of “life as you know it” changing in a flash. I am here to tell you it’s good to cover all your bases.
UNDERSTANDING DISABILITY INSURANCE
So, what exactly is disability insurance? Should you become disabled and unable to work, disability insurance replaces a portion of your income. Assuming that you are not sitting on a huge portfolio nor have rich parents who could help you out, you should have disability insurance that ...