Reduce Your Expenses
This week, you can
• Explore many ways to reduce your living expenses
• Understand when a bargain is actually a waste in disguise
SHOULD YOU BE MORE CONCERNED with reducing your mortgage payment or cutting back on those morning lattes? The truth is, you can save big money in both arenas. I was curious what a pro would say about the best place to focus our energy. The answer came from Gregory Karp, writer of the nationally syndicated newspaper column “Spending Smart.” Says Karp, “It’s really both. The real problem is that most people put their effort into the big expenditures, such as buying homes and cars, while thinking nothing of overspending on groceries and their phone bill. Any kind of repeat spending is insidious ...