You are previewing Money For Nothing: How To Land The Best Deals On Your Insurances, Cards, Super, Tax And More.
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Money For Nothing: How To Land The Best Deals On Your Insurances, Cards, Super, Tax And More

Book Description

Do you want to manage your cashflow better and get rid of financial stress?

Do you put finance products such as health insurance and mortgages in the too-hard basket?

Money for Nothing is a call to action to wise up, get smart and get your finances in order. Complete this 12-week financial fitness program and discover how to make substantial savings running into the thousands!

Learn how to:

  • get better deals, cut fees and other unwanted charges from your daily spend, and redirect your money where it' most important to you

  • understand your financial profile and how to get the best value for money when choosing your essential finance products

  • shop around using the latest research from CANSTAR and other comparison sites.

By breaking down the jargon and busting the fine print on everything from mortgages, car loans, personal loans and health insurance to car insurance, credit cards, superannuation, tax and much more, Justine Davies helps you make good choices on the key financial products and services in your life.

Justine Davies is a financial planner, journalist, author and blogger who loves educating people about money.

Table of Contents

  1. Cover
  2. Table of Contents
  3. Title Page
  4. Foreword
  5. Week 1: Get your stuff together
    1. Step 1: do a balance sheet
    2. Step 2: read through a budget
    3. Step 3: do your own budget
  6. Week 2: Fine-tune your car insurance
    1. Step 1: types of car insurance
    2. Step 2: types of driver
    3. Step 3: decide what you want
    4. Step 4: reduce the cost
    5. Step 5: shop around
  7. Week 3: Health check your health insurance
    1. Step 1: types of cover
    2. Step 2: study the market
    3. Step 3: decide what's important
    4. Step 4: read your policy document
    5. Step 5: make a shortlist
    6. Step 6: make some calls
  8. Week 4: Supersize your super
    1. Step 1: choose a fund
    2. Step 2: choose a suitable investment
    3. Step 3: find your super
    4. Step 4: tidy up loose ends
    5. Step 5: decide how much to pay
  9. Week 5: Indulge in a savings frenzy!
    1. Step 1: cut your power bills
    2. Step 2: reduce your water usage
    3. Step 3: review your telecommunications
    4. Step 4: cut your grocery bill
    5. Step 5: choose some extras
  10. Week 6: Attack your credit cards!
    1. Step 1: pay off your debt
    2. Step 2: change your spending habits
    3. Step 3: choose the right card
  11. Week 7: Renovate your mortgage
    1. Step 1: decide on a loan type
    2. Step 2: negotiate
    3. Step 3: make your loan work for you ...
  12. Week 8: Personal insurance
    1. Step 1: types of personal insurance
    2. Step 2: getting personal insurance
    3. Step 3: the right cover for you
    4. Step 4: beware of traps
  13. Week 9: Where there's a will…
    1. Step 1: enduring power of attorney
    2. Step 2: making a will
    3. Step 3: advance health directive
    4. Step 4: what doesn't go through your will
    5. Step 5: weighing up a pre-nup
    6. Step 6: resources
  14. Week 10: More insurance
    1. Step 1: home and contents insurance
    2. Step 2: travel insurance
    3. Step 3: pet insurance
  15. Week 11: Tax stuff
    1. Step 1: a quick overview
    2. Step 2: common deductions
    3. Step 3: practise good tax habits
    4. Step 4: other tips and traps
  16. Week 12: Spending smart
    1. Step 1: be fee free
    2. Step 2: rewards points - yes or no?
    3. Step 3: payment frequency
    4. Step 4: shopping online
    5. Step 5: extra study
  17. Appendix A
  18. Appendix B
  19. Appendix C
  20. Appendix D
  21. Appendix E