1. Investing Successfully for Your Future

"At the end of the day you get nothing for nothing."Foreman in Les Misérables, musical by Alain Boublil, Claud-Michel Schönberg, lyrics by Herbert Kretzner, original novel by Victor Hugo

The Challenge We Face

It is the day after the day after. The party was great while it lasted, the hangover was painful and miserable, and the cleanup of the mess that companies made is nearly finished. Outrageous ideas for businesses no longer receive funding, and the previous decade's unfortunate combination of arrogance and youth in the business world is long gone. The basics are back in style, and talk of revolution is now a subject for history classes, not corporations.

Even the stock market has recovered. Although ...

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