Chapter 4. The Big Picture: Strategies for Spending Smart

Spending can be like the game of chess. Most every chess game is different. But proficient players have learned both specific tactics and overall strategies for gaining advantage. Even if they have never seen an exact position before, they recognize familiar patterns in different sections of the board.

So it is with spending. Universal guidelines can govern how we spend our money, even if the details are different. Tactics to win retail skirmishes and overall strategies to win with money can be learned.

Some strategies in this chapter will be immediately recognizable, such as comparison shopping, tracking your spending, and buying items secondhand. Though some topics are familiar, they are ...

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