“Needing insurance is like needing a parachute. If it isn’t there the first time, chances are you won’t be needing it again.”
In this chapter, I will walk you through the process of reviewing your current insurance policies as well as providing specific suggestions for getting the insurance you need at the best prices. Although insurance is a dreadful and uninteresting topic for most people, I urge you to stick with me through this. You likely are paying too much for some insurance, missing some desirable coverage, and probably are wasting money on insurance you don’t really need.
While you should periodically review your insurance coverage and needs (every one to two years), you should also do so when ...