ACCIDENTAL CHEAPSKATE

One thing I always do before going to a new country is to familiarize myself with the currency and the exchange rate. One time at a gift shop in Ireland, I was behind an American couple who apparently hadn't bothered to do so. They were holding up the line as they engaged in a loud conversation about the difficulties of keeping track of foreign money.

Even if you think you know the currency, you have to stay on your toes. At a beer garden in Cologne, Germany, a group of young women approached the table where a colleague and I sat. One of the women held a menacing pair of scissors. The women spoke to us in German and pointed to one of their group who was wearing a red skirt with a grid pattern on the front. When they realized ...

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