Author's Acknowledgments

Staring at a flashing cursor on a blank Microsoft Word window, knowing I needed to fill hundreds of pages in a few months, was an intimidating task. That's why all the support I received kept me going. My editors at USA TODAY supported the book from its genesis and encouraged me along the way. My assignment editor, David Craig, as well as other USA TODAY editors supported this book and my development as a writer and reporter.

Wiley personnel have been tremendous to work with as well, including Senior Acquisitions Editor Bob Woerner, Senior Project Editor Paul Levesque, and Copy Editor John Edwards who found ways to make this edition of the book even more useful to readers with great edits and suggestions. Julie Mak, technical editor, made sure that the book was free of "dead links" by checking every URL. A big thanks to Matt Wagner, my literary agent, for thinking of me for the project and presenting it to me. Fane Lozman provided a hand by sharing his options expertise. Thanks to my mom and dad for instilling, at a very young age, a curiosity in investing, writing, and computers (and for buying me my first computer well before having a PC was common). And thanks to my grandparents for teaching me the power of saving and investing.

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