Book description
People wanting basic advice about stocks, bonds, mutual funds, retirement planning, and tax strategies are often frustrated by information overload. Picking the right book seems as daunting as deciding what to do with their savings and investments.
Investing 101: Updated and Expanded removes both roadblocks, putting people on a path that they can understand and stick with. Kristof is renowned for taking the mystery and anxiety out of investing by keeping choices manageable.
Kristof walks readers through the entire investment cycle and the way they think of their financial lives, rather than presenting stand-alone concepts like stocks and real estate. This expanded edition has new information about 529 college savings plans, annuities, Roth IRAs, reverse mortgages, and why declining markets can be good for you. It includes a cautionary look at home mortgages as investments. There's even a portfolio for the lazy investor.
Kristof's loyal readership and the success of this book's first edition demonstrate that she understands what's on the minds of investors as intimately as she knows what's happening in financial markets.
Winner: Cover and Interior Design, The Bookbinders Guild of New York/2009 New York Book Show Awards
Table of contents
- Copyright
- Praise for Investing 101
- ACKNOWLEDGMENTS
- INTRODUCTION
- 1. FIXING MONEY PROBLEMS
- 2. RISK AND REWARD
-
3. THE STARTING POINT
- 3.1. ALLOCATING ASSETS BASED ON GOALS
- 3.2. IDENTIFYING INVESTMENT CATEGORIES
- 3.3. IDENTIFYING FINANCIAL GOALS
-
3.4. RUNNING THE NUMBERS
- 3.4.1.
- 3.4.2. Goal: House (Future Value of Savings)
- 3.4.3. Goal: House (Additional Savings Needed)
- 3.4.4. Goal: College (Future Value of Savings)
- 3.4.5. Goal: College (Additional Savings Needed)
- 3.4.6. College Cost Calculator
- 3.4.7. Goal: Retirement (Inflation-Adjusted Budget)
- 3.4.8. Goal: Retirement (Future Value of Savings)
- 3.4.9. Goal: Retirement (Required Monthly Savings)
- 3.5. QUICK TAKE
- 4. DIVERSIFICATION
- 5. PICKING INDIVIDUAL STOCKS
- 6. TOUGH SELL
- 7. INVESTING IN BONDS
- 8. MUTUAL FUNDS
- 9. SOCIALLY RESPONSIBLE INVESTING
- 10. REAL ESTATE INVESTMENT TRUSTS
- 11. INTERNATIONAL INVESTING
-
12. TAX-FAVORED INVESTING
- 12.1. DECREASING THE TAX BURDEN
- 12.2. TAX-FAVORED VERSUS TAXABLE INVESTING
- 12.3. SAVING OPTIONS
- 12.4. COLLEGE SAVINGS ACCOUNTS
-
12.5. RETIREMENT ACCOUNTS
-
12.5.1.
- 12.5.1.1. 401(k) Plans
- 12.5.1.2. Roth IRAs
- 12.5.1.3. Traditional IRAs
- 12.5.1.4. Tough Choices
- 12.5.1.5. 403(b) and 457 Plans
- 12.5.1.6. Simple Plans
- 12.5.1.7. Simple IRAs, SEP IRAs, Keoghs, and Self-Employed 401(k) Plans
- 12.5.1.8. Retirement Savings Contribution Credit
- 12.5.1.9. Tax-Deferred Annuities
- 12.5.1.10. Growth Stocks
- 12.5.1.11. Municipal Bonds
-
12.5.1.
- 12.6. QUICK TAKE
- 13. STARTING SMALL
- 14. THE LAZY INVESTOR'S PORTFOLIO PLANNER
- 15. HOW TO FIX YOUR BROKEN RECORDS
- 16. GETTING HELP
- glossary
- ABOUT THE AUTHOR
- ABOUT BLOOMBERG
Product information
- Title: Investing 101: Updated and Expanded
- Author(s):
- Release date: August 2008
- Publisher(s): Wiley
- ISBN: 9781576603079
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