Dedicated to our wives, Donna, Enid, and Mary, for their love, support, and encouragement

Vice President & Executive Publisher George Hoffman
Associate Publisher Christopher DeJohn
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Content Editor Brian Kamins
Senior Development Editor Terry Ann Tatro
Development Editor Margaret Thompson
Editorial Operations Manager Yana Mermel
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Product Designer Greg Chaput
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Cover Photo JB Broccard/Getty Images, Inc.
Chapter Opener Photo JB Broccard/Getty Images, Inc.
Cover Credit JB Broccard/Getty Images, Inc.

This book was set in Palatino LT Std by Aptara®, Inc. and printed and bound by Courier Kendallville.

The cover was printed by Courier Kendallville.

This book is printed on acid-free paper. ∞

Copyright © 2013 John Wiley & Sons, Inc. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise, except as permitted under Sections 107 or 108 of the 1976 United ...

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