ACKNOWLEDGMENTS AND SOURCES

There were many people who provided valuable help for this book, some of them as keen editors, some as research assistants, and some as valuable sources of nonpublic information. I am grateful to all of them. I would especially like to thank my friend Jonathan Witt for editorial help with rough drafts, and Louisa Gilder and George Gilder, who provided excellent editorial help on the full manuscript. Thanks also to Bruce Chapman and Scott Powell, who provided valuable insights, and to Dr. Harold Black, for his careful reading of certain sections on finance. Finally, a special thanks to my wife, Ginny, who tolerated conversations about such spine-tingling subjects as mortgage-backed securities and option ARM loans.

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