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Idiot's Guides: Social Security by Jan Yager, Fred Yager

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CHAPTER7

Filing for Benefits Before Reaching Full Retirement Age

In This Chapter

  • Consequences of taking benefits before your full retirement age
  • When taking early retirement is a good idea
  • Break-even age points for receiving benefits early
  • The impact on your spouse and dependents if you receive benefits early

What is the number one question people ask about Social Security? “When should I take my Social Security?” says Angela S. Deppe, CPA, who runs Social Security Central (socialsecuritycentral.com), a website that offers educational tools including a simple benefit maximization calculator. “It’s a personal decision that should be based on ...

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