About The Author

Curtis E. Arnold, a well-known consumer educator and advocate, is the founder of CardRatings.com, an award-winning website that has been providing objective, current information about credit cards free of charge since 1998. His website has made it easy for millions of cardholders to find more attractive credit cards and lower their card debt.

Some 1,000 unique credit card offerings are rated by both experts and cardholders on CardRatings.com, and new reviews are added daily. Cards are categorized for people with no credit or poor, fair, good, or excellent credit—and by whether they offer a low-interest rate, cash back, miles, or other rewards. CardRatings.com also provides a free forum (containing over 130,000 posts)—where Curtis ...

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