Acknowledgments

I’m living the American dream, and I have a lot of people to thank for it. Back in the mid-90s, when I was $45,000 in debt and stressed out to the max, I never would have believed that just a few years later, I’d be the proud owner of an award-winning website that helps people find the best credit cards and get out of debt. I certainly never expected to be in a position to write a book about how to profit from credit cards!

Special thanks to my younger brother, Major Johnpaul Arnold, for his endless encouragement, especially at times when I lacked motivation. I pray for his safe return from his second tour of duty in Iraq.

Special thanks to Mom and Dad as well, for believing in me and instilling a love of learning, which stems from ...

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