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How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line by Curtis E. Arnold

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Chapter 5. How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself

Preventive measures are great, but if you’re burdened by debt, you need more than preventive medicine to conquer it. I won’t sugar-coat it: Getting debts under control can be a bitter pill—but the alternatives are even less appetizing. The rewards, though, are delicious. Imagine getting actual cash from your credit card issuer instead of paying the company all the interest and fees. Imagine a time when no more bill collectors are calling.

I know how hard it is to imagine those scenes when you’re worried about how you’ll get through the next month. If it’s any consolation, you’re not alone. With these difficult economic times, the subprime mortgage crisis, and the credit ...

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