Health Care Reform Simplified describes the new Patient Protection and Affordable Care Act. It translates the law's complex language into terms that are easy to understand, explaining what the new law does, when its provisions take effect, and how to plan for individual, family, and business coverage. This book outlines the financial impact of the new law and how it affects businesses, insurers, hospitals, and doctors.
Most important, this book gives consumers and employers the critical information they need to make informed choices about many new options for private and public health insurance coverage. It also describes how the new law interacts with Medicare and Medicaid. Finally, it looks at the potential roadblocks—political and judicial, as well as economic—that may derail some of the provisions. But with nearly half the Act's provisions in force already, there is no time to lose in understanding how the Affordable Care Act affects U.S. health care providers and consumers today.
Explains health reform in easy-to-understand terms
Provides guidance on options for anyone buying health insurance, whether for family or employees
Details the impact on businesses, medical professionals, and insurers
Charts the potential impact of political opposition to the act
Explains who will pay for reform and where the cost savings lie—under both best and worst scenarios
What you'll learn
The provisions of the new health care law.
The options for families and individuals, and how to decide whether to keep existing insurance, switch to a different plan, or get new coverage at an exchange or co-op
The mandates for having insurance coverage and the penalties for failing to comply
New government subsidies and tax breaks for health care, and who qualifies for them
Options for businesses, and how employers can decide whether to keep existing plans, purchase plans through exchanges, or provide vouchers to employees
The impact of health care reform on hospitals, doctors, insurers, and patient care
The roadblocks and potholes on the way to reform and how the law may change in the years to come
Who this book is for
Health Care Reform Simplified is an excellent resource for people who make health care decisions for their families, or for managers who make decisions about insurance coverage for employees. Health care professionals and those working in the insurance industry will also find it a useful overview of the changes that have occurred and those yet to come.