Growing up in a small business family, the ups and downs of my Dad’s business was a regular topic of conversation around the dinner table. It didn’t help that my Mom worked in the business and that, as a teenager, I drove the delivery truck and worked in the warehouse. As I got older, I started working on the road as an outside salesman. My dad often expressed the opinion, “The only time the bank seems interested in lending me money is when I don’t need it.”
With the exception of the SBA’s disaster loans, which are available for small businesses in the aftermath of a declared disaster, there really isn’t much help for a ...