PEARSON EDUCATION LIMITED

Edinburgh Gate Harlow CM20 2JE Tel: +44 (0)1279 623623 Fax: +44 (0)1279 431059 Website: www.pearson.com/uk

First published in Great Britain in 2010 Second edition published in Great Britain in 2012 Electronic edition published 2012

© Pearson Education Limited 2010, 2012 (print)© Pearson Education Limited 2012 (electronic)

The right of John Greenwood to be identified as author of this work has been asserted by her in accordance with the Copyright, Designs and Patents Act 1988.

Pearson Education is not responsible for the content of third-party internet sites.

ISBN:978-0-273-76303-1 (print)978-0-273-76304-8 (ePub)978-0-273-76305-5 (PDF)

British Library Cataloguing-in-Publication Data A catalogue record for the print ...

Get FT Guide to Pensions and Wealth in Retirement, 2nd Edition now with the O’Reilly learning platform.

O’Reilly members experience books, live events, courses curated by job role, and more from O’Reilly and nearly 200 top publishers.