Acknowledgements

Writing a factual book when you are also working full time and have a young family is a challenge! Unlike a fiction book, where the author can pretty much make things up as he or she goes along, a factual book like this one requires a lot of prior research and many drafts before anything coherent or useful – let alone accurate – is produced.

I am very grateful to my colleagues at Bloomsbury Financial Planning for providing the support that permitted me to devote large chunks of my time over the past year to researching and writing this book. They are a great bunch of people who share a common desire to do the very best for our clients and I am very proud to work with them. I would particularly like to thank Robert Lockie, who ...

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