Acknowledgments

This book would not have been possible without the support and help of a number of people.

Paul Getman, my friend, business partner, and sounding board for a quarter-century, has been instrumental in guiding me through the tricky parts of putting this work together. He taught me the basics of banking back in the 1980s, when it wasn’t taught in graduate school. His insights have been key to guiding my thinking on the topics addressed in this book.

Andy Cassel also deserves a substantial amount of credit for his tireless efforts turning my prosaic prose into something hopefully worth reading.

I had invaluable help from Zoltan Pozsar, who culled through endless reports and documents and hunted down the most arcane of information. ...

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