Endnotes
Introduction
1 Federal Trade Commission Annual Report: Fair Debt Collection Practices Act, 2005–2009.
2 National Consumer Law Center comments to FTC on FDCPA enforcement, June 6, 2007.
3 Federal Reserve Statistical Release, Consumer Credit, August 2009.
4 “CAMCO to Pay $1 Million to Settle Unfair, Deceptive Debt Collection Practices,” Federal Trade Commission news release, Dec. 5, 2004.
Chapter 2
1 American Bankers Association, Consumer Credit Delinquency Bulletin, Second Quarter 2009.
2 Eric Dash and Andrew Martin, “Banks Brace for Credit Card Write-Offs,” The New York Times, May 10, 2009.
3 Federal Reserve, “Changes in Family Finances, 2004–2007.”
4 Mark Whitehouse, “Household Debt Can Hasten Recovery, When It Goes Unpaid,” The ...
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