15YOUR PERSONAL SUCCESS EQUATION

The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will.

—VINCE LOMBARDI (1913–1970)

I HAVE LEARNED that so-called hunches or ideas are similar to intentions. Ideas and intentions are worthless unless they are acted on and brought to fruition. Let me give you a recent example:

As noted before, I spent 38 years in finance and banking, 36 of which were in management—including nearly two decades as CEO. The bank had been on the list to be closed because it had lost all its capital and was insolvent until I was hired. Newspaper and magazine articles were written about its performance; one magazine called the bank “a diamond in the rough.” ...

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