Author's Disclaimer

The views expressed herein are those of the author and are not those of FutureAdvisor and its affiliates (collectively, “FutureAdvisor”) or the publisher. Neither FutureAdvisor nor the publisher endorses or approves the views in this book. Nothing contained herein is intended to serve as a forecast, a guarantee of future results, investment recommendations, or an offer to buy or sell securities by FutureAdvisor or the publisher. The investment strategies mentioned are not personalized to your financial circumstances or investment objectives. Differences in account size, timing of transactions, and market conditions prevailing at the time of investment may lead to different results, and you may lose money.

Past performance is not indicative of future results. Hypothetical performance (such as back tested results or projected performance) does not reflect the performance of actual accounts and is not a guarantee of future results. The tax strategies discussed, including tax loss harvesting, should not be interpreted as tax advice, and FutureAdvisor does not represent in any manner that the tax consequences detailed will be obtained or that any tax strategy will result in any particular tax consequence. You should consult with your personal tax advisors regarding the tax consequences of investing.

Limit of Liability/Disclaimer of Warranty: The publisher and the author make no representations or warranties with respect to the accuracy or completeness of the ...

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