Chapter 15

PCI Compliance for Merchants

Chapter Objectives

After reading this chapter and completing the exercises, you will be able to do the following:

  • Understand the Payment Card Industry Data Security Standard (PCI DSS).

  • Recognize merchant responsibilities.

  • Explain the 12 top-level requirements.

  • Understand the PCI DSS validation process.

  • Implement practices related to PCI compliance.

The ever-increasing volume of credit, debit, and gift card transactions makes the payment card channel an attractive target for cybercriminals.

FYI: Consumer Credit, Debit, and ATM Card Liability Limits

According to the Federal Trade Commission, consumers reported losses in excess of $900 million due to fraud per year during the last few years. This is expected ...

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