Introduction
If you're picking up this book, you're probably concerned about your debts.
If so, you're in good company. Half of Americans in a December 2004 Associated Press poll said they worried about what they owed, with 42% saying their debts caused them “a great deal” of stress. One in five said they obsessed about what they owed most or all of the time.
Some people have good reason to worry. They've maxed out their credit cards, or struggle with an unaffordable mortgage, or face repossession of their car. One in 10 Americans in the AP poll said they had missed a minimum payment in the past six months[md]a sure sign of major credit trouble.
If you're one of those folks, you'll find plenty of information in this book to get you back on your feet. ...
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