Closing Comments on Section II
Many statistical tools are commonly used in debt analytics, but there are many more that are not. Many participants barely use any statistical analysis at all. I think a greater use of statistical tools will help improve performance for participants, and lower risk.
When you are about to embark on an analytical project, try to think ahead as to what tools you might want to use—this should help you organize the data from the beginning and hopefully use the most advanced tools for your problem. Of course, to do all this most efficiently, you need to be sure to keep the goal of the project in mind, be aware of as many analytical tools at your disposal as possible, and communicate these goals with everyone on the team. ...
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