For the vast majority of small-business proprietors, the whole motivation for setting up is being their own boss.
Stephen Alambritis, Federation of Small Businesses 
Almost the defining feature of a small business is that it is undercapitalised.
DTI Consultant Graham Bannock 
You, the businessperson, must take most of the risk, probably personally – often including losing your house, swiftly followed by your job, and possibly your spouse and your sanity.
Prue Leith 
Avoid the lethal combination of overdrafts, discounting bills, hire purchase and leasing agreements.
Robert Gavron 
It is unlikely that the debate about the “equity gap” will ever be resolved.