Chatelaine Earn Spend Save: The savvy guide to a richer, smarter, debt-free life

ACKNOWLEDGEMENTS

DEELOPING A PERSONAL FINANCE BOOK FOR Canadian women that covers everything from accrued interest to variable-rate mortgages has certainly been both a labour of love and the ultimate team effort. We would like to offer a huge thank you to all the women who offered us their personal experiences with money, not to mention some tips and tricks that everyone can benefit from: Annemarie Belford, Ann Coyle, Keri-Lyn Durant, Tag Goulet, Laura Haughey, Nancy Hicks, Ruthann Hicks, Marci Hotsenpiller, Lisa Hyman, Christine Kirkland, Erica Pinsky, Ann Rimkus, and Susan Sebekos. Extra thanks go to Amy Baskin, Angie Gallop, Aude Lemoine, Sheryl Spencer, Jane Lewis, Karan Smith, Heather Wright, and, of course, David Carpenter and Dayle Petty for keeping the project on track, and to Jean Mills for putting in so many research hours. Thanks to Kira Vermond for her work writing the book and to Rebecca Caldwell, Leah Fairbank, and Marnie Peters for editing and making the copy sing. Thanks also to Cameron Williamson and Philina Chan for the cover design.

We'd also like to thank the book's reviewers and financial planning aficionados, Judith Cane and Rhonda Sherwood, for their time and effort working with the manuscript. As always, you gave us fantastic advice and context. Keep helping women reach their financial goals! Amanda Mills and Nora Spinks, you're an inspiration to any woman who wants to live life on her own terms and make a buck too.

Keep earning, spending, and saving.