Acknowledgments

This book exists because of three people. First, my editor Jeff Olson of Apress who began last September to prod me to write another book about finance for his new imprint. Jeff had nursed my last effort into print and believed that I had something more to say about the financial world that would interest and benefit the general reader. Since I am anything but a professional author and could not take any time off from my work to actually focus on a book, I was initially very skeptical. His faith in my work won me over, as did the really impressive support and technology his imprint provides to authors. Second, since I am a confirmed technophobe and can't type to save my life, my very clever and talented wife Judy turned my hundreds ...

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