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Principles for everyone

So far we have explained the nature of the pensions crisis and what individuals at different life stages can do about it. In this chapter we summarise the key themes that are relevant to everyone who is concerned about making provision for their retirement.

Retirement is about your life, not just your pension

As we have said in earlier chapters, expectations of retirement have changed dramatically from the ‘pipe and slippers’ days to a time of increasing lifestyle choices and the opportunity to fulfil some long-held ambitions. The focus has shifted to retirement as the beginning of a new and exciting phase of life rather than the end of your useful working life. While the primary purpose of this book is to demystify ...

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