2. Paul’s Ten Step Plan to Financial Stability
Step 1—Identify the Income Coming into Your Household Corporation
Enter in the following chart all income that your household receives on a monthly basis.
Step 2—Identify Your Necessary Operating Expenses
Enter in the following chart all your necessary expenses. Necessary expenses are food (including water), shelter, and clothing, plus the essentials needed to work so that you can provide those basics for your household. That means that the TV (and virtually every other gadget in your house) is a desire and not a want.
Necessary Operating Expenses Table
Step 3—Contribute Monthly Income to Savings ...
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