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Apple Pay Essentials by Ernest Bruce

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Chapter 1. Getting Started with Apple Pay

Apple Pay is a mobile payment system that lets iPhone users pay for goods and services using Touch ID. Instead of entering or confirming payment card information (credit or debit card) every time they make a purchase, users can authorize payment for items securely by touching the Home button. It is important to note that during an Apple Pay transaction, payment card information never leaves the user's phone; this information is stored securely in the device. Instead, a payment token stores all the information you need to process the payment all the way from authorization to settlement (that is, when the user's funds are transferred to your merchant bank account).

Using Apple Pay, you do not have to store ...

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