America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need

About the Author

Jane White is Founder and President of Retirement Solutions, LLC, which promotes 401(k) reform and provides investment education. In 2007, at the U.S. Department of Labor’s invitation, White presented recommended 401(k) contribution rates to the ERISA Advisory Council. As a result of White’s testimony, the Working Group on Financial Literacy recommended that the DOL “encourage plan communication that uses income replacement formulas and final pay multiples.” A Congressionally appointed delegate to the 2002 National Summit on Retirement Savings, White first observed the 401(k) savings crisis in 1993 as associate editor of Standard & Poor’s Your Financial Future, distributed to half a million 401(k) participants. A former ...