001Informal Use Case

The following informal use case applies for typical transactions in the HELLOCARMS System:

  1. A Globobank Telephone Banker in a Globobank Call Center receives a phone call from a Customer.
  2. The Telephone Banker interviews the Customer, entering information into the HELLOCARMS System through a Web browser interface on their Desktop. If the Customer is requesting a large loan or borrowing against a high-value property, the Telephone Banker escalates the application to a Senior Telephone Banker who decides whether to proceed with the application.
  3. Once the Telephone Banker has gathered the information from the Customer, the HELLOCARMS System determines the credit-worthiness of the Customer, using the Scoring Mainframe.
  4. Based on ...

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