CHAPTER 9

Putting It All Together

Your Financial Dashboard in Real Time

When I was 16, I couldn’t wait to get my driver’s license. It was a rite of passage, the promise of adulthood and greater freedom. Never mind those horrible accident photos we were shown in driver’s ed in an attempt to get us to recognize there was risk involved. That wasn’t going to happen to me! I knew better. I wasn’t foolish. I was responsible, and my level-headed nature would be enough to keep me safe. A few decades and one near-fatal car accident later, all my delusions had vanished. A small patch of black ice is all it took one frigid February afternoon to lose control of a few tons of heavy steel hurtling down the highway at 55 miles per hour.

After my accident, I ...

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