Acknowledgments
Any work requires the perseverance and understanding of those around you. Luckily, I have been blessed on a daily basis with the most awesome support of family and friends in the completion of this project. I cannot thank enough my wonderful wife and four brilliant children for their thoughtfulness and contributions to this project and the rest of my life.
Many thanks also go to Bill Falloon and his most capable team at John Wiley & Sons, notably Jennifer MacDonald, Vincent Nordhaus, and Tiffany Charbonier, for recognizing and nurturing the expression of a new way to approach the investment of retirement savings.
Last, thank you for providing an audience for an idea whose time has come.
