APPENDIX B

Outside Assistance in 401(k) Day Trading through Systems, Services, or Funds

Although day trading retirement savings accounts is intended to be a process that can be easily performed on a do-it-yourself basis, at some point you may be able to enlist outside aids, services, or funds developed to facilitate or replicate the process.* Certain systems, whether they involve apps, spreadsheets, alerts, or other manual or electronic means, may become available to assist day traders in determining, submitting, and recording their daily trades or fund exchanges based on real-time market index data.

However, aspiring day traders without the patience, time, or attention required to successfully day trade on their own may choose to employ a service to day trade their retirement savings accounts or invest in a fund or fund of funds based on the 401(k) day trading process as described herein, to the extent available in the fund management marketplace.

Purveyors of an account management service would obtain permission from account owners to manage their retirement savings accounts. Such account management service may involve a manual or automated method or system to perform the necessary fund exchanges and account and market index tracking necessary to carry out day trading of 401(k) and other retirement savings accounts as described herein. Such method would involve electronic tracking of real-time data relating to a standard market index (such as the S&P 500 index); aggregation ...

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