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Homebuying Tips on How to Get the World’s Cheapest Loan

Carolyn Warren

When Leanne applied for a home loan, she didn’t expect to get the runaround, a pack of lies, the bait and switch, a condescending tone, and imbecilic answers to her straightforward questions. She didn’t expect to be charged meaningless fees that served no purpose except to pad company profits at her expense. She didn’t expect to engage in a royal battle just for asking what the Yield Spread Premium was on her loan. All she wanted was a low interest rate and a fair deal. Her credit scores were over 740, and she had a good income, so how hard should that be?

Leanne didn’t realize ...

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