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15 Expert Lessons for Retirement Planning (Collection) by FT Press Delivers

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When it comes to retirement, the decisions you make earlier in life can go a long way in determining your financial success or failure in retirement and the quality of your retirement experience. Knowing and following a few simple rules can help you make good decisions when it comes to using IRAs and 401(k)s toward a rewarding retirement.

Rule 1: Take your minimum required distributions on time. Many people lose track of when they are required to take their minimum required distributions from their traditional IRAs and traditional 401(k)s. If you’re late in taking your initial withdrawals, you’ll be charged serious penalties. As you approach your seventieth birthday (and hopefully well before then), you should have a plan for how you’ll most ...

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