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An internal summary route is generated if at least one subnet within the area falls in the summary address range and the summarized route metric is equal to the lowest cost of all the subnets within the summary address range. Interarea summarization can only be done for the intra-area routes of connected areas, and the ABR creates a route to Null0 to avoid loops in the absence of more specific routes.

From

Cover of Implementing Cisco IP Routing (ROUTE) Foundation Learning Guide: (CCNP ROUTE 300-101)

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